Banks are shifting from monolithic, batch-era stacks to SaaS‑orchestrated, API‑first platforms that ship features weekly, personalize at scale, and meet rigorous security, resilience, and regulatory demands. The winning pattern is hybrid: regulated cores and payment rails where needed, with SaaS control planes for onboarding, orchestration, fraud/AML, cards, lending, CRM, and data/AI. Outcomes: faster account opening, … Read more
Digital identity is shifting from siloed logins and repeated KYC to portable, verifiable credentials that work across organizations and countries. SaaS platforms provide the identity control plane: eKYC/AML onboarding, credential issuance and verification (W3C Verifiable Credentials), passkey/FIDO2 sign‑in, orchestration across data sources and fraud checks, consent and audit, plus developer‑friendly APIs and SDKs. Paired with … Read more
Financial inclusion at scale is now a software problem: verifying identity with minimal friction, moving money reliably across fragmented rails, underwriting fairly with scarce data, and doing it all with low fees and high trust. SaaS platforms provide the control planes and plug‑ins—KYC/eKYC, wallets, payments and remittances, agent networks, risk/fraud, ledgering, credit engines, and compliance—so … Read more