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Real‑Time Payments (RTP)

SaaS in Retail Banking: Smarter Transactions

August 25, 2025 by Puja Singh

Retail banking SaaS is evolving transactions from batch, channel‑siloed events into real‑time, data‑rich, and intelligently routed experiences—powered by cloud cores, API‑first payment hubs, ISO 20022 messaging, and AI fraud controls. The result is instant movement of money across rails, smarter orchestration by cost and urgency, and personalized offers embedded in everyday flows with higher security … Read more

Categories Blog Tags Account Verification, AI Fraud Detection, AML/KYC Screening, behavioral biometrics, Cloud Core Banking, Digital Wallets, Disputes & Chargebacks, Instant Settlement, Intelligent Rail Routing, ISO 20022, open APIs, Payments Orchestration Hub, Real‑Time Payments (RTP), Risk Scoring & Explainability Leave a comment

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